Lifetime cover is the only way to avoid the trap of pre-existing condition...

https://www.bookmark-help.win/lifetime-dog-insurance-looks-great-on-paper-but-the-real-cost-often-hits-at

Lifetime cover is the only way to avoid the trap of pre-existing condition exclusions. With complex cruciate repairs now often costing over £5,000, you need a policy that resets annually. Don’t just auto-renew when the letter hits your mat