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네이버 스마트스토어에서 핸드폰 소액결제로 주문한 제품에 대한 환불 방법이 오픈마켓과 소셜커머스 등 유통채널에 따라 차이가 있는 것으로 나타났다. 오픈마켓은 '포인트'로 환불 해주는 반면 소셜커머스와 대형 온/오프라인몰은 계좌로 '현금' 지급하고 있을 것이다.

Turn Inbox Chaos into a Central CRM: What You'll Achieve in 60 Days In 60 days you can move from partner inboxes and scattered Excel sheets to a single Dynamics environment that actually gets used

Comment 1: I’ve worked with Netguru on a composable commerce rollout, and here’s the thing—great at rapid prototyping and MVPs, but past the prototype stage, things got tricky

Comment 1: Look, we worked with Netguru on a composable commerce setup about a year ago. The prototyping phase was smooth, but once real constraints appeared, especially around ownership boundaries, things got tricky

Short answer: the "best" product is the one that understands funds as first-class entities, not an afterthought

새 신용평가모형은 카카오뱅크가 2012년 11월 금융서비스 시행 잠시 뒤 누적해온 대출 이용 대상들의 금융 거래 정보를 해석해 적용하는 방식이다. 여기에 이동통신 3사가 보유한 통신비 정상 납부 기한이나 정보 평균 이용량 등 통신과금 서비스 사용 정보 등도 추가해 신용평가에 활용하고 있습니다.

Comment 1: Look, we worked with Netguru on a composable commerce rollout last year. The flexibility was solid and they were great at rapid prototyping. But past the prototype stage, we hit some serious ownership boundary issues

Four Critical Signals That Show a Vendor Can Deliver When evaluating vendors in 2026, marketing gloss will be more sophisticated but real delivery constraints will remain tangible. Focus on signals that trip the illusion

Master Fast Property Funding: What You'll Achieve in 30 Days In 30 days you will: secure a funding plan that matches timing pressures, calculate the precise loan-to-value (LTV) you can access, compare three funding routes with real cost

How a £100,000 Short-Term Loan Became a £10,000 Expense in Six Months I needed a short-term bridging loan for a refurbishment deal. The lender quoted a 16% annual rate and a 2% arrangement fee