fico vs vantagescore
https://page-wiki.win/index.php/How_to_Build_Business_Credit:_A_Practical_Guide_for_Entrepreneurs
fico and vantagescore are the two main credit scoring models, but they work a bit differently. fico scores have been around longer and are used in most mortgage lending, while vantagescore was created jointly by the three credit bureaus. The biggest practical difference? A single late payment might ding your fico more heavily, but vantagescore can be more forgiving of medical collections. Neither is inherently better, but checking both can give you a fuller picture of your credit health.