When payroll lands before a customer payment, or a deposit or inventory order...

https://judahsuniqueop-eds.lumenforgex.com/posts/why-is-real-estate-too-slow-as-collateral-compared-to-a-rolex

When payroll lands before a customer payment, or a deposit or inventory order can’t wait on bank or SBA processing, a short-term loan backed by a Rolex may help bridge the gap